Honest questions — honest answers

The
questions
people ask.

Including the hard ones. The ones about money, failure, the company closing, and why we are not a charity. We would rather answer them clearly here than have you wonder.

Category 01

About the platform

Are you a charity or a non-profit?

Neither. Karmic Ventures LLC is a for-profit company registered in Wyoming, United States. We want to be completely honest about what that means and why we chose it deliberately.

Most non-profits begin with genuine purpose. Over time, many become large, slow organisations whose operational costs, salaries, and administrative infrastructure consume a significant portion of the funds raised. The cause that inspired them gets smaller as the organisation grows. Some become vehicles for tax efficiency rather than genuine impact. We have seen this happen too many times to pretend it does not.

We chose a for-profit model because it keeps us honest in a specific way. We survive only if companions find genuine value in what we offer and families find genuine benefit in the relationships we facilitate. There is no grant funding to fall back on. If what we build is not real and valuable, it stops. That accountability is not a weakness — it is the point.

A portion of every subscription covers running the platform. The remainder supports families in our partner communities. We keep our costs lean by design. We are a small team. We do not hold galas. What we have is a platform, a philosophy, and relationships we take seriously.

How is this different from child sponsorship programmes like World Vision or Plan International?

The differences are fundamental, not cosmetic.

In sponsorship programmes, the donor chooses a child from a database. In Karmic Parents, the family reads a companion's letter and decides whether to open their door. The power belongs entirely to the family.

Sponsorship is a financial transaction dressed as a relationship. You give money, a child's basic needs are supported, you receive a photograph and a form letter. The companion grows in no particular way. In Karmic Parents, the companion is genuinely changed by the practice of showing up — and the relationship is substantive and two-directional.

Sponsorship platforms typically hold large portfolios of children available for selection. We do not operate a database of available children. We build relationships with specific communities and carry specific letters to specific families.

We are also for-profit, transparent about how funds flow, and do not solicit charitable donations. The subscription is a membership fee, not a donation.

Where are you based and who runs this?

Karmic Ventures LLC is registered in Wyoming, United States. The platform is operated by a small team working across multiple time zones. The founder's story is told on the About page — it began with a bus journey and a feeling that took years to become a structure.

We are a small operation at this stage. We say this honestly because the people we want to attract are sophisticated enough to respect honesty about scale over the false confidence of a polished launch. What exists already is real. What comes next is people — the right companions, the right families — finding each other through it.

What happens if Karmic Parents closes?

This is a fair and important question. Here is our honest answer.

In the event of platform closure, we commit to the following: thirty days minimum notice to all active companions and families. Pro-rata refund of any unused subscription period. Full export of journal content so companions keep everything they wrote. Future Fund balances — once we hold them formally — transferred to the young adults they belong to before any other financial obligation is met.

Currently, companions set aside their Inheritance in their own accounts — Karmic Parents does not yet hold those funds. So if the platform were to close today, your Future Fund savings remain yours entirely.

We are building this to last. But we believe in preparing for every possibility honestly rather than pretending they do not exist.

Which countries do families come from?

Currently the Philippines, Myanmar, and Laos. These are our founding partner communities — places where we have built trusted relationships with local organisations who know families personally and can conduct the verification and welfare visits our safeguarding requires.

We will expand to additional countries as those partnerships develop. We will not expand faster than we can do it properly. Adding a new country means adding a new local partner, new verification infrastructure, and new language capacity. We would rather operate in three countries well than in twelve countries poorly.

Category 02

Joining and matching

How long does the vetting process take?

The full vetting process — letter review, identity verification, and a video conversation with the team — takes between one and three weeks in most cases. We will keep you informed throughout and tell you if something is causing a delay.

We do not rush vetting. A thorough process takes the time it takes. If the wait feels long, it is because we are doing it properly.

How long does matching take after vetting?

Between two and eight weeks in most cases. We carry your letter to communities we know and look for a family whose world might resonate with the person your letter reveals you to be. That search takes the time it takes.

If matching is taking longer than eight weeks we will contact you proactively. We will never leave you in silence wondering what is happening.

Can I be rejected? What happens if I am?

Yes. Not everyone who applies is approved. We will tell you clearly if you are not, and where possible we will explain why.

Most people who are rejected are rejected not because of who they are but because of where they are in their life at that particular moment. Circumstances change. If you are rejected and your circumstances change significantly — a different job, a settled living situation, time passed — you are welcome to apply again.

Rejections based on what the review process uncovers are final and cannot be reconsidered.

Can I request a specific country or type of family?

You can express preferences in your letter — a specific country, an age range for the child, a family's circumstances. We take preferences seriously but cannot guarantee them. Matching depends on which families are available and which letters resonate with which families at the time.

The match that is right for you may come from an unexpected place. Companions frequently tell us that the family they were matched with was not what they imagined — and that this turned out to be exactly right.

What if the match does not feel right after we begin?

Tell us. We will first try to understand what is not working and whether it can be addressed. Sometimes what feels wrong in month two is growing pains rather than genuine incompatibility. We ask you to give a match at least three months before concluding it is not right.

If after that period the match genuinely does not work for reasons that cannot be resolved, we will manage a transition with the family and begin a new matching process. This is rare but it happens and we handle it carefully.

Category 03

Money and payments

How much of my subscription actually reaches the family?

Your subscription fee covers the cost of running the platform — the matching process, the vetting infrastructure, the Inner Room, the local partner relationships in each country, the safeguarding oversight, and the team that makes the relationships work. This is not a donation — it is a membership fee for a service.

Family support — birthday contributions, specific item funding, educational contributions — flows through separate transactions that you initiate specifically for those purposes. These are not part of your subscription. They are direct contributions to your matched family, with a small facilitation fee covering transfer costs and documentation.

The Future Fund is entirely separate and transfers to the young adult without deduction when our formal fund infrastructure is in place.

We will publish a full breakdown of how the business operates financially when we have meaningful data to report. We believe in transparency and we will provide it when we have something real to show.

Is this tax deductible?

Almost certainly not. Karmic Parents is a for-profit company. Subscriptions to for-profit membership platforms are generally not tax deductible as charitable contributions in any jurisdiction.

We are not financial advisors and we encourage you to consult one if this question is important to your decision. What we can tell you is that we are not a registered charity in any country and do not hold charitable status that would support a deduction claim.

What if I lose my job or face financial difficulty during the five years?

Tell us. We approach financial hardship with human understanding rather than punitive enforcement.

If you are facing a temporary difficulty — a few months — we will explore a payment pause or reduced contribution arrangement. We would rather work with you through a difficult period than lose a companion whose relationship with a family has genuine depth.

If the financial difficulty is ongoing and permanent, we will manage an early exit with the family as carefully as possible. You will not be pursued for debt. The loss is the relationship and your platform access — not a financial liability you carry forward.

Are subscriptions refundable?

Subscriptions are non-refundable. If you cancel, you retain access until the end of your current billing period. No partial refunds are issued for unused days or months.

The only exception is platform closure — in which case a pro-rata refund of unused subscription would be issued. Full details are in our Cancellation Policy.

Can I upgrade my tier? Can I downgrade?

You can upgrade at any time. Your new rate applies from your next billing date. Your journey, your journal, and your relationship with the family continue without interruption — you simply gain access to the additional involvement the higher tier offers.

You cannot downgrade. Not because of a technical restriction but because of the nature of what the relationship is. Once you have been involved at a deeper level — named in the child's life, making monthly calls, co-planning an education — reducing that involvement is not something we facilitate. The relationship you have built cannot be diminished.

Category 04

The journey

How much time does this actually take each month?

At The Witness tier — approximately one to two hours per month. Reading the Hearth Note. Writing your journal entry. Planning occasional contributions.

At The Companion tier — two to four hours per month. The above plus preparing teaching submissions, responding to the parenting dilemma, recording your video message exchange.

At The Kindred tier — four to six hours per month. The above plus preparing for and attending the monthly live call, the additional planning and documentation.

These are averages. Some months take more. Some months the Hearth Note arrives and you spend an hour reading it and thinking about it before you write a word. That time is not wasted. It is the practice.

What if the family and I have a disagreement?

Tell us. We mediate through the platform. You never communicate a disagreement directly with the family — all of it goes through us.

Most disagreements are about approach rather than fundamental values — a companion who wants to encourage a child's education in a direction the parent is uncertain about, or a cultural difference in how something was communicated. These are usually resolvable with facilitation.

If a disagreement is genuinely irresolvable, we manage a transition. The relationship ends with as much dignity as possible for both parties.

What if the family stops responding?

If a family becomes unresponsive for more than 30 days, we contact them through our local partner. If engagement does not resume within a further 30 days, we suspend the match, pause your subscription during the period of no engagement, and offer you the option of a new match or an orderly end to your journey.

This is uncommon. Families who join the programme do so because they genuinely want the relationship. But life intervenes sometimes — illness, family crisis, circumstances we did not anticipate. We handle these with patience before concluding that a match is no longer viable.

What happens at 18 if the young adult does not want to meet me?

The Future Fund transfers to them regardless. The money was never conditional on the meeting.

Your sealed letters are offered to them — whether they read them is their choice. If they consent to receiving the letters but not to contact, that is respected.

If they do not consent to any contact, you are informed simply that direct contact is not possible. We do not tell you their reason — that belongs to them. The companion who has spent years giving without needing acknowledgement is, by that point, prepared for this possibility. It does not negate what was built. It simply means the meeting does not happen.

Category 05

Child safety

How do I know my matched family is real?

Every family in our programme is verified in person by a trusted local partner organisation before any match is made. They conduct a home visit, verify the family's composition, and establish a direct relationship with the parent. Annual welfare visits continue throughout the programme.

The content that arrives from families — Hearth Notes, photographs, voice recordings — is produced specifically for you by people who know they are being documented. It is not stock content. It is not fabricated. It comes from a real household with a real child at the address our local partner has visited.

What if I have a concern about a companion's behaviour?

Contact us immediately at safety@karmicparents.com. We respond within 24 hours to all safety concerns, every day of the year.

You do not need certainty before reporting. A feeling that something is not right is sufficient. We would rather investigate ten unfounded concerns than miss one real one.

Can a companion ever meet the child before they turn 18?

No. Categorically no. No meeting — in person or virtual — between a companion and a child under 18 takes place outside the formal consent process that begins when the child reaches adulthood.

A companion who attempts to arrange any such meeting — regardless of their stated intentions — is in serious breach of platform terms and is removed immediately. This is one of the rules for which there are no warnings and no second chances.

Category 06

Leaving and cancelling

What is the minimum commitment and what happens if I want to leave before it ends?

The minimum commitment is five years from the date of your first match with a family. This is not an arbitrary commercial requirement — it is a child protection measure. A child cannot form a bond with an adult presence in their life that then disappears without consequence.

If you need to leave within the five-year period, we ask for 90 days written notice. During those 90 days we manage a careful transition with the family. We approach early exit requests with human understanding — illness, significant financial hardship, bereavement, and documented relationship breakdown are all considered as valid grounds for early exit without additional fee. Full details are in our Cancellation Policy.

What happens after the five years?

Your membership continues month-to-month. No further minimum commitment applies. You can cancel at any time with 30 days written notice. No early exit fee. No explanation required.

Most companions are likely to continue. By year five the relationship is real enough that walking away from it is genuinely difficult. We do not need to incentivise continuation — the relationship itself does that. We simply make the month-to-month arrangement frictionless for those who want to stay.

What happens to my journal and content when I cancel?

You have 90 days from the end of your notice period to export all your Pages journal entries, Plans, and other content through the platform export function. After 90 days, content is deleted from our active systems.

Your sealed letters — the ones addressed to the child at future ages — are retained separately. They may be delivered to the young adult when they reach 18, if both parties consent at that point. Your departure from the platform does not destroy those letters.

What happens to the Future Fund if I cancel?

Future Fund contributions — once formally transferred into our managed fund — are non-refundable and remain with the child regardless of when the companion cancels. The money that was set aside for the young adult does not return to you.

Currently, companions set aside their Inheritance in their own accounts. If you cancel before the formal fund infrastructure is in place, that money is yours to keep or donate as you choose — we have made no claim on it. If you wish to honour the commitment regardless, we will work with you to find an appropriate mechanism.

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